O Fundo de Financiamento Estudantil (FIES) é um programa do Ministério da Educação (MEC), instituído pela Lei nº 10.260, de 12 de julho de 2001, que tem como objetivo conceder financiamento a estudantes em cursos superiores não gratuitos, com avaliação positiva nos processos conduzidos pelo MEC e ofertados por instituições de educação superior não gratuitas aderentes ao programa.
O novo FIES é um modelo de financiamento estudantil moderno, que divide o programa em diferentes modalidades, possibilitando juros zero a quem mais precisa e uma escala de financiamentos que varia conforme a renda familiar do candidato.
O novo FIES traz melhorias na gestão do fundo, dando sustentabilidade financeira ao programa a fim de garantir a sustentabilidade do programa e viabilizar um acesso mais amplo ao ensino superior.
O que mudou
O novo FIES mudou para melhor. Tem agora como pilares a ampliação do acesso ao ensino superior, a maior transparência para os estudantes e para a sociedade, e a melhoria na governança e na sustentabilidade do Fundo. O novo FIES está dividido em duas modalidades, possibilitando juros zero a quem mais precisa e uma escala de financiamento que varia conforme a renda familiar do candidato.
Na primeira modalidade, o novo FIES ofertará vagas com juros zero para os estudantes que tiverem uma renda per capita mensal familiar de até três salários mínimos. Nessa modalidade, o aluno começará a pagar as prestações respeitando o seu limite de renda, fazendo com que os encargos a serem pagos pelos estudantes diminuam consideravelmente.
A outra modalidade de financiamento, denominada P-Fies, é destinada aos estudantes com renda per capita mensal familiar de até cinco salários mínimos. A referida modalidade funciona com recursos dos Fundos Constitucionais e de Desenvolvimento e ainda, com os recursos dos Bancos privados participantes.
Fonte: Portal Mec FIES
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